Access account

Our everyday, no fuss transaction account makes it easy to access your money and manage it on the go.

Your everyday banking account

MyLife MyFinance's Access account is your complete everyday transaction account, providing easy access to your funds across Australia and when you’re overseas. Enjoy the benefits of a Visa Debit card, making deposits at Australia Post outlets via Bank@Post, no minimum balance requirements, no account keeping fees and no minimum monthly deposit.

Person using laptop with phone and credit card in hands

Need help planning your budget?

Try our online budget planner. It’s a simple calculator that can help you map out your expenses, like rent and groceries, and show you what money you have left over (which can be put towards any savings goals you may have).

Features you'll love

Make deposits at Australia Post outlets via Bank@Post

Widely accepted Visa Debit card

No monthly account keeping fees

No minimum monthly deposit

Variable rate 0.00%
No account keeping fees
No online transactions fees
Visa Debit card
Make deposits at Australia Post outlets via Bank@Post

General information

  • No monthly account keeping fees
  • No transaction fees when making payments using Internet Banking or our mobile app
  • A fee-free Visa Debit card to make everyday purchases online, overseas, over the phone, and in-store
  • No ATM withdrawal fees when accessing your money from Australian ATMs1

For a full list of fees and charges, please view our Schedule of Fees and Charges.

1 Some ATM operators may charge an ATM withdrawal fee at the time of transaction.

How long does an application take? Online applications take less than 5 minutes. Provided we’ve been able to verify your identify online, account details will be emailed to you within 15 minutes.

What else do I need to know? To open an account, you need to:

  • be 14 years or older
  • have an Australian mobile number and a valid email address, and
  • be solely an Australian resident for taxation purposes.

This account doesn’t pay any interest.

*All depositors are protected by the Government guarantee. For further details, please refer
Interest rates is at 19 May 2022. All interest rates are variable unless noted otherwise. In deciding whether this product meets your needs, we recommend that you read this page in conjunction with our Target Market Determination, Product Disclosure Statement, General Terms, Fees and Charges Schedule and Interest Rate Schedule. A copy of these documents are available on our website. You can also obtain a copy of these by contacting our office on 1300 221 479. MyLifeMyFinance Limited Trading as MyLife MyFinance. ABN 54 087 651 750. AFSL/Australian Credit Licence Number 245606.