Get a little extra help when you need it
Life can throw curve balls your way. That urgent repair, unexpected bill or trip you can’t put off; they all impact your budget. A MyLife MyFinance Personal Loan allows you to take back control, offering highly competitive rates with no penalties for paying off your loan early.
Personal loan calculator
If you’d like to see what your repayments might look like, give our personal loan calculator a go.
We're proud to provide you with real value
Variable and comparison rate
Our personal loan rate
|Rate type||Principal and interest|
|Variable rate||10.15% p.a.|
|Comparison rate||10.15% p.a.|
|Application fee waived|
|Fee free additional repayments|
|Minimum loan amount||$10,000|
|Maximum loan amount||$30,000|
Ready to take the next step?
We're here to discuss your options and get you there
Need information? Call us on 1300 221 479
We’ll waive your:
- application fee, and
- personal property security registration fee.
For a full list of fees and charges, please view our Schedule of Fees and Charges.
Online applications take less than 20 minutes to complete.
Provided we’ve been able to verify your identify online and you meet our lending criteria, we’ll be able to issue a conditional approval instantly.
To apply for a loan, you need to:
- be 18 years or older
- an Australian citizen or permanent resident, and
- currently employed.
Comparison rate calculated on $30,000 loan over 5 years. Care should be taken in using this comparison rate. The comparison rate is accurate only for the example given as other factors including government fees and charges, redraw fees or fees for early repayment, may influence the final cost of the loan.