Personal Loan

Whether you’re trying to consolidate your debt, plan for a well-deserved break or get an unexpected bill, a personal loan from MyLife MyFinance can help take the pressure off.

Get a little extra help when you need it

Life can throw curve balls your way. That urgent repair, unexpected bill or trip you can’t put off; they all impact your budget. A MyLife MyFinance Personal Loan allows you to take back control, offering highly competitive rates with no penalties for paying off your loan early.

Personal loans from 10.15% p.a.

Personal loan calculator

If you’d like to see what your repayments might look like, give our personal loan calculator a go.

We're proud to provide you with real value

Competitive rates

Fast approval

Additional payments allowed

No break fees

10.15 % p.a
Variable and comparison rate

Our personal loan rate

Rate type Principal and interest
Variable rate 10.15% p.a.
Comparison rate 10.15% p.a.
Application fee waived
Fee free additional repayments
Minimum loan amount $10,000
Maximum loan amount $30,000

Ready to take the next step?

We're here to discuss your options and get you there

Need information? Call us on 1300 221 479

General information

We’ll waive your:

  • application fee, and
  • personal property security registration fee.

For a full list of fees and charges, please view our Schedule of Fees and Charges.

Online applications take less than 20 minutes to complete.

Provided we’ve been able to verify your identify online and you meet our lending criteria, we’ll be able to issue a conditional approval instantly.

To apply for a loan, you need to:

  • be 18 years or older
  • an Australian citizen or permanent resident, and
  • currently employed.

Comparison rate calculated on $30,000 loan over 5 years. Care should be taken in using this comparison rate. The comparison rate is accurate only for the example given as other factors including government fees and charges, redraw fees or fees for early repayment, may influence the final cost of the loan.

*All depositors are protected by the Government guarantee. For further details, please refer
Interest rates is at 15 December 2021. All interest rates are variable unless noted otherwise. In deciding whether this product meets your needs, we recommend that you read this page in conjunction with our Target Market Determination, Product Disclosure Statement, General Terms, Fees and Charges Schedule and Interest Rate Schedule. A copy of these documents are available on our website. You can also obtain a copy of these by contacting our office on 1300 221 479. MyLifeMyFinance Limited Trading as MyLife MyFinance. ABN 54 087 651 750. AFSL/Australian Credit Licence Number 245606.