Personal Loan

Looking to consolidate some debt, get married or take that well deserved break? A MyLife MyFinance Personal Loan is a great place to start.

Here when you need a little bit extra

Life can throw curve balls your way. That urgent repair, unexpected bill or trip you can’t put off; we know the impact these can have on your budget. A MyLife MyFinance Personal Loan allows you to get on with your life, offering highly competitive rates with no penalties for paying off your loan off early. That's the way it should be.

We're proud to provide you with real value

Competitive rates

Fast approval

Additional payments allowed

No break fees

Great rates for our members

10.40

Member rate

Variable rate 10.40% p.a.
Comparison rate 10.40% p.a.

General rate

Variable rate 10.90% p.a.
Comparison rate 11.08% p.a.

Our special rates are available to customers of MyLife MyFinance who
are members of MyLife MySuper or Catholic Super superannuation funds. 

Ready to take the next step?

We're here to discuss your options and get you there

Need information? Call us on 03 9629 4484

General information

Personal loan application fees:

Personal loan – application fee: Waived

Other lending fees applicable:

Personal property security registration: At cost
Valuation fee: At cost
Caveat registration: At cost
Caveat withdrawal: At cost

Personal loan application fees:

Personal loan - application fee: $125.00

Other lending fees:

Personal property security registration: At cost
Valuation fee: At cost
Caveat registration: At cost
Caveat withdrawal: At cost

Applications generally take 30-60 minutes. 

Once an application with all supporting documents has been received by MyLife MyFinance, a pre-approval decision will generally be provided within two business days.

There is no qualifying period for loans to receive member benefits.

No penalty for additional loan repayments or early pay-out on variable rate loans.

Comparison rate calculated on $30,000 loan over 5 years. Care should be taken in using this comparison rate. The comparison rate is accurate only for the example given as other factors including government fees and charges, redraw fees or fees for early repayment, may influence the final cost of the loan.

All loan rates are variable unless noted otherwise.

There is no qualifying period for loans to receive member benefits.

Interest rates as at 20 July 2018. All interest rates are variable unless noted otherwise. 
In deciding whether this product meets your needs, we recommend that you read this page in conjunction with our Product Disclosure Statement, Supplementary Product Disclosure Statement (Interest Rates), Supplementary Product Disclosure Statement (Schedule of Fees and Charges), and our General Terms and Conditions. A copy of these documents are available on our website. You can also obtain a copy of these by contacting our office on 03 9629 4484.
MyLife MyFinance Limited Trading as MyLife MyFinance. ABN 54 087 651 750. AFSL/Australian Credit Licence Number 245606